Our Process

  1. We prefer to meet with our clients to better understand their business and their specific insurance and/or bond needs. From these meetings, we assemble the information needed to begin the bond and/or insurance application process. This includes reviewing specifications/contracts, and advising of any changes necessary in the indemnification language and insurance requirements. We can assist in identifying issues that could arise and discuss insurance options that may be available to help address those issues.
  2. After gathering and analyzing client and underwriting information, your CTL Team then prepares a professional account submission to the markets (companies that provide underwriting of bonds and insurance), and if necessary, approach markets on your behalf for competitive quotes to meet special insurance requirements on bids. We are your representatives to the markets, so it’s important for us to know as much about your company and projects as possible.
  3. So you have the best opportunity to access the most competitive products possible, your CTL Team will prepare you for any required meetings with market underwriters, foster a partnership relationship between all parties involved, and continue to act as the liaison between you and the markets.
  4. We remain available throughout the project to assist with any issues or needs that may arise, and we are available to assist you with bonding and insurance on future projects.

 

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